We got you covered

Personal Insurance

Don't leave everything to chance; keep yourself protected with an insurance

Get Started

50+ years in business

100% customer satisfaction

Knowledgeable advisors to help you

Multiple coverage options to choose from

Arnold Smith Insurance/ personal insurance

Personal Insurance Provided By Our Agency

Protecting your family and assets is a top priority, which is why people have insurance. Personal insurance generally protects people and their families from losses they couldn’t afford to cover on their own. It also makes it possible to do things such as driving a car and owning a home without risking financial ruin.

Home Insurance

Home, for most people, could be their largest asset. But, more importantly, it’s where you raise your family and create memories that last a lifetime.

Auto Insurance

Almost every driver in the United States is required by law to carry auto insurance.

Renters Insurance

“What is renters insurance?” is a fair question, but a better question might be, “Why should I have renters insurance?”

Motorcycle Insurance

A motorcycle insurance policy helps protect you and your motorcycle, whether you are enjoying a long summertime ride or you have your bike stored away for the winter.

Yacht Insurance

Whether you spend your time sailing the coast on your luxury yacht or enjoy docking it at marinas around the world, our yacht insurance will protect your lifestyle year-round.

RV Insurance

There’s so much to explore when you’re cruising the country in your motorhome or RV.

Landlord Insurance

As a savvy real estate investor or property owner, your properties are not just buildings but valuable investments.

Off-road Vehicle Insurance

Most off-road vehicles are built for adventure — whether you’re enjoying the trail on a snowmobile or hitting the apex on your dirt bike.

Valuable Possessions Insurance

It is especially important to safeguard your valuable belongings from theft and damage.

Towing Coverage

Life on the road can be full of surprises, and having the right towing coverage is like having a reliable travel companion that ensures you're never stranded.

Rental Reimbursement

That's where Rental Reimbursement coverage steps in, ensuring you maintain mobility and peace of mind even in the face of adversity.

Personal Injury Protection

Personal Injury Protection (PIP) is a crucial aspect of auto insurance that provides invaluable coverage for medical expenses and more in the event of an accident.

Arnold Smith Insurance/ auto dealer insurance

Roadside Assistance Coverage

Whether it's a sudden flat tire, a dead battery, or an unexpected breakdown, these situations can spoil your plans and leave you stranded.

Arnold Smith Insurance/ classic car insurance

Specialty Auto Insurance Coverage

Your standard auto policy might cover the basics, but for those who seek more, those who embrace the unique.

Liability Coverage

Welcome to our comprehensive guide on liability coverage, a crucial aspect of insurance that safeguards you from the unexpected.

Underinsured Motorist Coverage

Unforeseen accidents can quickly turn your journey into a financial nightmare, especially when dealing with drivers without proper insurance.

Collision
Coverage

Welcome to our in-depth guide on collision coverage, a crucial aspect of auto insurance that ensures your vehicle's protection in the event of an accident.

Comprehensive
Coverage

In the labyrinth of life's unexpected events, comprehensive coverage is your steadfast guardian, shielding you from financial pitfalls and unforeseen mishaps.

Individual Life Insurance

Everyone deserves a secure financial future — and that’s why life insurance is so important.

Condo Insurance

The master condo policy typically protects only the shell of your unit, leaving your personal property and the unit interior at risk.

Umbrella Insurance

Protecting your family and assets is a top priority, which is why people have insurance.

Watercraft Insurance

Boats and personal watercraft are significant purchases, but if you love being on the water, you know they’re worth it.

Snowmobile Insurance

Don’t let your snowy adventures get cut short because you didn’t get the right coverage for your winter fun!

Classic Car Insurance

Does your love of cars border on obsession? Perhaps you own a piece of automotive history — a perfectly preserved 1930s dual-cowl phaeton or 1960s roadster.

Flood Insurance

Most business insurance policies don’t cover losses resulting from floods, and if you’re located in a low-risk flood area, you might be tempted to bypass this essential coverage.

Earthquake Insurance

While you can’t plan for earthquakes, you can be prepared, which can make all the difference.

Mobile Home Insurance

You work hard for your home and everything inside it — and that’s worth protecting. That’s why you need mobile home coverage to protect what matters most.

Sinkhole Insurance

Currently, there is no way to determine if there is a sinkhole on your property. But if you live in a state with a high likelihood of sinkholes, your house could be at risk.

Rental Property Insurance

What kind of rental property do you own? You might have several multi-unit complexes.

Excess Liability Insurance

Sometimes things go wrong – a car accident, an accident related to your property, or a lawsuit.

Secondary Home Insurance

Maybe you have a cabin in the mountains, a lake house or a beach cottage.

Child Life Insurance

You do everything you can to protect your kids and their future — including their financial well-being. That’s why life insurance, even at a young age, is so important.

Long-Term Care
Insurance

It might be hard to imagine now, but chances are you’ll need some help taking care of yourself later in life.

Medicare Supplement Insurance

You can get supplemental coverage if you have trouble paying for out-of-pocket Medicare expenses.

Annuities

What does retirement mean to you? You might look forward to time with your grandchildren and a favorite hobby.

Individual Retirement Accounts

Why consider an IRA? Even if you have other retirement options through work, like a pension or 401(k).

High Net-Worth Insurance

High Net-Worth insurance comprises several products requiring greater levels and types of cover due to an increased value.

Arnold Smith Insurance/ individual short term disability insurance

Long-Term Disability Insurance

Long-term disability insurance replaces part of your monthly income if a severe injury or illness prevents you from working.

Individual Health Insurance

Individual health insurance is another way to get coverage if you’re not eligible for an employer-sponsored plan.

Lets know more about Personal Insurance? Visit us to understand better

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.

Request a Quote

Get Personalized Insurance

Name(Required)

First Last

Phone(Required)

Email(Required)

How can we help you?(Required)

CAPTCHA

Comments

This field is for validation purposes and should be left unchanged.

Personal Insurance

Personal Insurance Provided By Our Agency

Home Insurance

Auto Insurance

Renters Insurance

Motorcycle Insurance

Yacht Insurance

RV Insurance

Landlord Insurance

Off-road Vehicle Insurance

Valuable Possessions Insurance

Towing Coverage

Rental Reimbursement

Personal Injury Protection

Roadside Assistance Coverage

Specialty Auto Insurance Coverage

Liability Coverage

Underinsured Motorist Coverage

Collision Coverage

Comprehensive Coverage

Individual Life Insurance

Condo Insurance

Umbrella Insurance

Watercraft Insurance

Snowmobile Insurance

Classic Car Insurance

Flood Insurance

Earthquake Insurance

Mobile Home Insurance

Sinkhole Insurance

Rental Property Insurance

Excess Liability Insurance

Secondary Home Insurance

Child Life Insurance

Long-Term Care Insurance

Medicare Supplement Insurance

Annuities

Individual Retirement Accounts

High Net-Worth Insurance

Long-Term Disability Insurance

Individual Health Insurance

Lets know more about Personal Insurance? Visit us to understand better

Get Personalized Insurance

Arnold Smith Insurance

Personal Insurance

Business Insurance

Life & Health

Get Quality and Affordable Insurance

Collision
Coverage

Comprehensive
Coverage

Long-Term Care
Insurance