Uninsured & Underinsured Motorist Coverage

Uninsured Motorist Coverage (UM)

Consider getting into an accident where the at-fault driver is uninsured. Medical bills, car repairs, and other costs can quickly add up. UM, coverage kicks in to cover these expenses, removing the financial burden caused by someone else's negligence.

Underinsured Motorist Coverage (UIM) 

Now picture a situation where the at-fault driver has insurance, but it's not enough to cover all the expenses resulting from the accident. Underinsured Motorist Coverage comes into play in such situations. It covers the gap between the other driver's insurance limit and the actual costs, sparing you from dipping into your own pockets.

No Added Stress 

Dealing with an accident is stressful enough without worrying about the financial implications. UM/UIM coverage ensures you're not burdened with medical bills, repairs, and other expenses that aren't your responsibility.

Protection for Passengers 

It's not just about you – UM/UIM coverage often extends its protective umbrella to passengers in your vehicle, ensuring their well-being is also accounted for.

Uninsured and Underinsured Motorist Coverage is more than just a line item on your insurance policy – it's your steadfast companion on the road of uncertainty. Don't let the actions of others define your financial well-being – empower yourself with the protection of UM/UIM coverage and unlock the freedom to drive confidently.